Important ATM Announcement:
Between February 11 and March 4, we will be upgrading all F&M Bank ATMs with new card readers. ATMs may be temporarily out of service while the upgrade is completed. Going forward, you will be asked to insert your card and remove quickly, similar to how you use your card when you are paying at the gas pump for gasoline purchases. This enhancement is being done in preparation of offering additional levels of security against fraud through the latest technology. We apologize for any inconvenience and appreciate your patience.