Educational Resources

Stay up-to-date on the latest information about financial safety and maximizing your F&M Bank tools. Along with tips to help protect your data, you’ll also find resources to take your financial know-how to the next level.



















Featured Article

How to Prevent In-Person Payment App Scams

Payment apps, like Venmo, CashApp, PayPal and Zelle, are popular because they make it easy to send a gift to a loved one, pay for an item on community marketplace sites or reimburse a friend. Unfortunately, these apps are also popular with scammers.  


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A father and son having fun playing with building blocks inside their home

First-Time Homebuyer: 5 Benefits You Should Know

Buying a home in North Carolina for the first time can be challenging, especially if you aren’t familiar with programs that can make it easier and more affordable.


Person checking stock prices on phone and laptop

5 Questions to Ask An Investment Banking Firm

Looking for an Investment Banker in North Carolina? Need help planning for college, retirement, or trust & estate planning? This curated list of questions to ask an advisor can help make your search easier and more effective


How to Protect Yourself from HELOC Scams

In a HELOC scam, fraudsters commit check fraud to gain unauthorized access to a homeowner’s equity line of credit. Fraudsters can use information available in public records to create fake checks that draw on HELOCs. 


Person checking mortgage rates on laptop

What Type of Mortgage Rate Can I Get With My Credit Score?

Are you thinking of applying for a mortgage in North Carolina and wondering whether you’re ready financially? This guide will help you understand how your information is weighed.


A commercial lending team member assisting a client

Understanding Commercial Loans And How They Work

Andrew and Mary Walker, proprietors of Across the Pond Bed & Breakfast in Salisbury. The Walkers undertook a 6-month restoration project


Couple working on laptop together

7 Finance Tips From Investment Advisors

Being financially competent is critical these days. In a world filled with endless investment opportunities and experts who claim to know what you should be doing


Outside F&M Bank Jake Alexander Boulevard office

Exploring the Benefits of Local Banks: Putting Clients First

Local banks are more than just financial institutions within your community. They are your financial partner for community banking services in your North Carolina neighborhood.

Read More About Local Banks


A Guide to Getting a Home Mortgage Loan

Buying a home is a significant milestone in your life, but the journey to homeownership can be daunting, especially if you're new to the mortgage loan process. Keep reading, and we'll demystify the intricacies of....

A Comprehensive Guide to Getting a Home Mortgage Loan


Person holding a debit card while shopping on their laptop.

Online Shopping Scams

Online shopping scams have a hefty price tag. Picture this: You find exactly what you’re shopping for online, and the price seems like a steal! Turns out, it is a steal—for the scammers. Don’t let scams break the bank. Check out these tips for shopping online safely.


Residential Loan Documents Required By Banks In NC

Understanding the documentation required for residential loans is crucial.  Learn more about these necessary documents for residential loans, as well as helpful tips for a successful loan application.

Read More About Loan Documentation