Security Center

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Your security is a top priority at F&M Bank. Our very own Fraud "Buster" will guide you through a comprehensive system of safeguards, and we’ve created easy-to-follow resources that can help you stay safe throughout your banking experience and online.

The FBI has a large database of current and past frauds and scams that you can access here

Cybersecurity

“Cybersecurity” is everywhere these days. Protecting your data and money from Internet thieves is essential in our high-tech world, but it can feel overwhelming. F&M Bank makes it easier by providing simple guidelines to secure your financial transactions, email, computer, and social media while defending against Ransomware.
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Do you know how to spot a scam?

Understanding the different strategies scammers use is the first step in outsmarting them. Here are more ways to protect yourself and your company from wire fraud.

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Prevent Wire Fraud

Understanding the different strategies scammers use is the first step in outsmarting them. Here are more ways to protect yourself and your company from wire fraud.

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Prevent Impersonator Fraud

Falling for an impersonation scam could lead to significant money loss, fraud and identity theft. But with the these tips, you have the power to shield yourself.

Young person using a laptop to learn about banking.

Email Safety

Becoming familiar with common tricks of the phishing trade will help you identify and eliminate risks to your security. 

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Computer Safety

Don’t know where to start when it comes to protecting yourself from information breach and loss? We’ve made it as easy as possible with this guide.

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Social Media Safety

Thieves can piece together potentially damaging clues about when you’ll be away from home, which loved ones or hobbies might make up your passwords, and more.

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Ransomware

Your best defense is to arm yourself with information, including how to prevent it and what to do if it infects your electronics.

Person using their phone.

How to Protect Yourself from Text Phishing (Smishing)

Scammers like to go phishing. That is, they like to impersonate your bank to trick you into sharing your personal information. These scam text messages are called smishing and are often very convincing, very scary and very urgent. But don’t take the bait. Take a minute to assess the situation for fraud. Or else, you could be on the hook for some serious financial trouble. 

A hand coming out of a mailbox to grab a check.

Check Yourself for Check Fraud

Today we can transfer money with the click of a button and make a purchase with the tap of a card. As banking technology evolves, so do financial scam tactics. So, it’s easy to assume paper checks are safe from scammers, but the truth is, paper checks aren’t fraud-proof. Keep reading for tips on how to spot check fraud — and stop it.

How to Prevent In-Person Payment App Scams

Payment apps, like Venmo, CashApp, PayPal and Zelle, are popular because they make it easy to send a gift to a loved one, pay for an item on community marketplace sites or reimburse a friend. Unfortunately, these apps are also popular with scammers. 

Charity Scams: Giving Safely in a Digital Age

It’s normal to want to help those in need. Unfortunately, scammers know this and try to exploit your generosity. To protect yourself and your donations, keep in mind these charity scam red flags and smart giving tips.

Person holding a debit card while shopping on their laptop.

Online Shopping Scams

Online shopping scams have a hefty price tag. Picture this: You find exactly what you’re shopping for online, and the price seems like a steal! Turns out, it is a steal—for the scammers. Don’t let scams break the bank. Check out these tips for shopping online safely.

How to Spot Free Vacation Scams

Everyone dreams of a free vacation, but scammers are out to turn that dream into a nightmare. If the deal seems too good to be true, it probably is. You can keep the scammers at bay with these financial safety tips.

Debit Card Skimming and Cloning: How to Protect Your Card

Debit card skimming and cloning pose significant threats to your financial security. Keep reading for ways to keep your cards safe.

How to Protect Yourself from Cryptocurrency Scams

Cryptocurrency scams are becoming increasingly sophisticated. So, even if you’re a seasoned crypto investor, you still could become a target.

How to Protect Yourself from HELOC Scams

In a HELOC scam, fraudsters commit check fraud to gain unauthorized access to a homeowner’s equity line of credit. Fraudsters can use information available in public records to create fake checks that draw on HELOCs. 


















































Do you know how to spot a scam?

Every year, thousands of people like you lose money to phishing. If a hacker were pretending to be your bank, would you be able to tell?


Prevent Wire Fraud

Understanding the different strategies scammers use is the first step in outsmarting them. Here are more ways to protect yourself and your company from wire fraud.


Prevent Impersonator Fraud

Falling for an impersonation scam could lead to significant money loss, fraud and identity theft. But with the these tips, you have the power to shield yourself.












































































Cybersecurity Guide

Download a printable version of our tips to keep your info (and money!) safe online. 
 

Cybersecurity Video

Focus on Cybersecurity: Why your company's success depends on it.