Educational Resources

F&M Bank Educational Resources
Stay up-to-date on the latest information about financial safety and maximizing your F&M Bank tools. Along with tips to help protect your data, you’ll also find resources to take your financial know-how to the next level.



















Featured Article

An Elvis impersonator in front of a Las Vegas sign.

Prevent Impersonator Fraud

Falling for an impersonation scam could lead to significant money loss, fraud and identity theft. But with the these tips, you have the power to shield yourself.


Recent Posts and Articles



 













A family having fun outside of their home

Facts and Myths About Home Loans

A home loan is a loan offered by banks and other financial institutions to help finance the purchase of a property. A home loan is also known as a “mortgage.”


Person writing in a notebook while another person uses their phone

What’s The Right Checking Account for Your Business

A variety of business checking accounts are available to organizations of every size, but which is best for yours? There’s no one-type-fits-all, so let’s examine some of the products and services offered by F&M Bank


How to Protect Yourself from Cryptocurrency Scams

Cryptocurrency scams are becoming increasingly sophisticated. So, even if you’re a seasoned crypto investor, you still could become a target.


Person signing documents for their business loan.

Startup Business Loans: The Hunt For Capital

When it comes to sourcing funds for your startup business in North Carolina, business loans are among the most popular options. This article describes the common types available, their benefits and reasons you may or may not be approved for these loans.


Family having having fun in front of home

Understanding Home Equity Loans and Rates

Are you a homeowner in need of money for a project? A home equity loan might be the best financial solution for you.


Person paying for goods at local shop

Business Loans: Why Banks Say No

When a small business owner approaches a local or national bank for a business loan, it is usually because they are unable to acquire funding through other sources.


Outside F&M Bank Concord office

Local Banks: The Future of Community Investing

In today's globalized world, it can be easy to overlook the importance of local investment or sponsorship opportunities in our communities.

 

Read More About Community Investing


Benefits: Construction Loans NC Home Projects

Are you thinking of building your own house? The dream of building your own home from the ground up is exciting and liberating. Turning your dream home into a reality, however, comes with its fair share of challenges and expenses.

Benefits of A Construction Loans For NC Home Projects


How to Spot Free Vacation Scams

Everyone dreams of a free vacation, but scammers are out to turn that dream into a nightmare. If the deal seems too good to be true, it probably is. You can keep the scammers at bay with these financial safety tips.


Charity Scams: Giving Safely in a Digital Age

It’s normal to want to help those in need. Unfortunately, scammers know this and try to exploit your generosity. To protect yourself and your donations, keep in mind these charity scam red flags and smart giving tips.


Applying For Commercial Loans With Banks In NC

Commercial loans help small businesses overcome  hurdles. Learn the basics of commercial loans, the types available, how to apply, as well as documents require for commercial loans.