Compare Business Checking Accounts
The right tools matter at every stage of your company’s story. Our lineup of business checking account options has been thoughtfully designed to complement your unique needs and goals. Not sure which is ideal for your business? Our experienced staff can help you choose the perfect fit.
| EZ Business Checking | Business Checking | Non-Profit Checking | Business Advantage | Commercial Checking | |
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| Description |
The ideal choice for sole proprietorships businesses and non-profit organizations with limited monthly transactions
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Designed for smaller businesses with a moderate to high volume of transactions
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Designed for smaller non-profit organizations with moderate to high volume of transactions
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The added perks of this account benefit businesses and non-profit organizations with more transactions
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Advantageous for established businesses and non-profit organizations with moderate to high transaction activity whose compensating balances may offset fees
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| See Account Details or Apply Online | Business Checking Details | Business Advantage Checking Details | |||
| Minimum Opening Balance | $100 | $100 | $100 | $100 | $100 |
| Monthly Maintenance Fee | $0 | $12 | $8 | $35 | $15 |
| To avoid Monthly Maintenance Fee | N/A |
Maintain an average monthly balance of $1,000
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Maintain an average monthly balance of $1,000
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Maintain an average monthly balance of $25,000
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Earnings Credit Allowance can reduce or eliminate service charges
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| Monthly Items* |
100 items at no charge
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250 items at no charge with an average monthly balance of $1,000
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250 items at no charge
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750 items at no charge
1,000 items at no charge with an average monthly balance of $50,000
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Per item charges vary based on transaction type
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| App & Online Banking with Bill Pay |
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| Mobile Deposit (upon approval) |
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| In-App, Email & Text Notifications |
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| eStatements |
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| F&M Bank Debit Card |
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| Multiple Overdraft Solutions |
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| Discounted Checks |
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*An item is defined as checks paid, deposits, deposited items, ACH debits, ACH credits and teller withdrawals. There is a $0.30 charge for each item over the monthly limit.
Business clients also have access to additional services such as business savings and money market accounts, cash management services and business lending solutions . To learn more about our business checking accounts, contact an F&M team member or stop by any F&M location.