Business Advantage Checking is the ideal choice for businesses and non-profit organizations with higher transaction activities. This premium account offers a variety of value-added features.
Account Features
- Minimum Opening Balance: $100 deposit required to open account
- Up to 750 items per month at no charge* or up to 1,000 items per month at no charge* with an average monthly balance of $50,000
- $35 monthly maintenance fee (waived when you maintain an average monthly balance of $25,000)
- Receive a discount of $65 on first order of checks
- App & Online Banking with Bill Pay
- Mobile Deposit (upon approval)
- In-App, Email & Text Notifications
- eStatements
- F&M Bank Debit Card
- Multiple Overdraft Solutions available with CreditReserve** or a business savings account
Business customers also have access to additional services such as business savings and money market accounts, Payroll services, cash management services and business lending solutions.
To learn more about our business checking accounts, contact an F&M Bank team member or stop by any F&M Bank location.
* An item is defined as checks paid, deposits, deposited items, ACH debits, ACH credits and teller withdrawals. There is a $0.30 charge for each item over the monthly limit.
** Subject to credit approval
