Conveniently located in Kannapolis, North Carolina
Mindy Cruz
Client Services Manager
Phone: 704.762.2333
For Mindy Cruz, the most rewarding part of banking is seeing relationships grow over time. She enjoys being a familiar face for families in Cabarrus County, whether she’s helping a couple open their first joint account or welcoming them back to start saving for a new baby. Mindy values making banking approachable and helping clients feel confident in their financial decisions through trust, education and empathy. A Rowan County native who moved to Cabarrus County in 2019, she has built her career serving clients through F&M Bank and was recognized as an NC Emerging Leader in 2023. In her free time, Mindy enjoys spending time with her family, reading historical fiction and watching true crime.
Lobby Hours
- Mon - Fri: 9am to 5pm
Drive-Thru Hours
- Mon - Fri: 8:30am to 5pm