Compare Checking Accounts
It’s a financial tool you probably use every day. So why not choose a checking account designed specifically for your lifestyle? F&M Bank offers personalized accounts that range from “just the essentials” to “make me some money”! Use the chart below to compare the perks of each account. Which one has your name on it?
| Power Checking | Simply Yours Checking | Simply First Checking | Simply Prime Checking | Signature Checking | |
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Maximum reward and the perfect number of extras. This versatile account supports your busy life with a wide range of time- and money-savers.
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Prefer to keep things simple? Simply Yours goes well beyond the basics to deliver a long list of benefits at an exceptional value.
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Designed for those less than 24 years of age, Simply First introduces young adults to a rewarding new financial tool.
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Designed for those 62 years of age or better, Simply Prime is a great choice if you want a straightforward account with plenty of pluses.
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Put your money to work with a checking account that offers exclusive interest rates. Ideal for clients with higher account balances.
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| See Account Details or Apply Online | |||||
| Minimum Opening Balance of $50.00 |
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| App & Online Banking with Bill Pay |
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| Mobile Deposit (upon approval) |
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| In-App, Email & Text Notifications |
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| eStatements |
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| F&M Bank Debit Card |
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| Multiple Overdraft Solutions |
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| F&M Specialty Wallet Checks Once Per Calendar Year |
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| Reimbursed non-F&M ATM usage |
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| Identity Theft Protection, Monitoring & Resolution Service |
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| Earns Interest |
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| Six (6) Official Checks Per Calendar Year |
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| Two (2) Stop Payment Orders Per Calendar Year |
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| Discounted Safe Deposit Box |
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| All F&M Bank accounts empower you to reduce or eliminate the monthly service charge based on how you prefer to bank: |
$10
Monthly Service Charge (MSC) ($2) eStatement Credit ($8) Qualifier Credits $0 Potential MSC |
$6
Monthly Service Charge (MSC) ($2) eStatement Credit ($8) Qualifier Credits $0 Potential MSC |
$3
Monthly Service Charge (MSC) ($3) eStatement Credit $0 Potential MSC |
$6
Monthly Service Charge (MSC) ($6) Qualifier Credits $0 Potential MSC |
$25
Monthly Service Charge (MSC) ($25) Qualifier Credits $0 Potential MSC |
*Reimbursement for up to five (5) non-F&M ATM surcharge fees and waiver of corresponding F&M Bank’s ATM fee per statement period.
Note: See product disclosures and schedule of fees for additional information on each account.
