Simply Yours Checking
Prefer to keep things simple? Simply Yours goes well beyond the basics to deliver comprehensive benefits at an exceptional value and is a great account for everyone.
Account Features
- Minimum Opening Balance - $50 deposit required to open account
- App & Online Banking with Bill Pay - Securely check your balances, pay bills and more from your phone or tablet.
- Mobile Deposit (upon approval) - Deposit checks directly from your mobile device.
- In-App, Email & Text Notifications - Important info comes straight to your inbox or mobile device.
- eStatements - View account statements online as soon as they’re ready.
- F&M Bank Debit Card - Swipe/insert-and-go ease with worldwide acceptance.
- Multiple Overdraft Solutions - Peace of mind in case of a mistake or emergency.
Service Charge
Monthly Service Charge - $6
Receive a $2 eStatement credit, simply by electing to receive electronic statements.
Reduce the charge by $2 for each of the following activities that occur during the statement period (up to a maximum of $4):
- Maintain direct deposit(s) totaling $250 or more
- Have 10 or more debit card transactions (excluding ATM withdrawals) post to your account
- Maintain a minimum daily ledger balance of $500 in this account
To learn more about our personal checking accounts, contact an F&M team member or stop by any F&M Bank location.
